RAHVUSVAHELINE KONVERENTS - DEVELOPMENTS IN EUROPEAN LAW: EUROPEAN INITIATIVES (CFR) AND REFORM OF CIVIL LAW IN NEW MEMBER STATES Unfair Terms Chair: Prof. Hugh Beale, University of Warwick, Great Britain Speakers: Prof. Fryderyk Zoll, University of Krakow, Poland Prof. Thomas Wilhelmsson, University of Helsinki, Finland Prof. Norbert Reich, University of Tartu, Estonia Discussion